Will the Eufy Indoor Camera Require a Hub for Local Storage?

On the product page it says there is an option for local storage as well as an option for cloud storage. Will the cloud storage cost money? Can you use the local storage by putting in a microsd card directly into the device or do you have to do this through a hub?

Yes, $3/month or $30/year

There is a microSD card slot on the side of the device itself. No hub is necessary.